The Community Loan Center Small Dollar Loan Program is an employer-based small dollar loan program administered through local nonprofits across the country.  Each CLC location recruits employers at no cost to participate in the program and the CLC markets the loans to employees.  Employees of participating employers may borrow up to $1,000 at 18% interest with up to 12 months to repay, as an alternative to payday loans.  Employees apply for the loan online and when approved, the funds are wired into their bank account.  The loan is repaid through convenient payroll deduction. The CLC was piloted in Brownsville, Texas and has shown that an employer-based consumer loan can be a successful program and a self-supporting social enterprise for nonprofits.  In the first two years of operation, the CLC of the Rio Grande Valley made 2000 loans with a 5% loss rate.